Do I Need A Lawyer?
Perhaps you have recently been involved in a car accident. The injuries may not have been too severe. The damage to your vehicle may be somewhat minor. You may be thinking of hiring a lawyer or maybe handling the claim on your own.
You should think very carefully before you decide to go it alone against the insurance companies.
What are the risks of representing yourself in a car accident claim?
The average person probably doesn’t know a whole bunch about both the legal and insurance fields. Do you know the terminology involved with insurance claims? If you don’t, you’ll need to learn fast. Do you know about medical billing, medical costs and how to evaluate any future injuries?
Do you know about medical liens and all the regulations involved? If you don’t, you should probably consult with an attorney.
What if you Google “insurance companies and accident” to learn everything there is to know about insurance companies? Do you think Google can tell you all the specifics you need to know? Probably not.
What if you gave them a recorded statement already? Are you vulnerable? Do you know what to do if they make you a lowball offer? Injury lawyers earn their living dealing with insurance companies. They know what to do and can avoid pitfalls before they happen.
Do you know what to do if they make you a lowball offer? Injury lawyers earn their living dealing with insurance companies. They know what to do going into the situation and can avoid pitfalls before they happen.
What if you have to file a lawsuit? Are you ready to do that without a lawyer?
Disputed liability frequently happens in car accident claims, especially when the victim doesn’t have an experienced legal advocate working for them.
What about expenses?
In most cases, the personal injury attorney covers costs such as police reports up front and subtracts these amounts from your final settlement, when your case closes. If you are handling the case yourself, you alone will be responsible for all upfront fees.
The biggest factor? Likely a smaller settlement. Lawyers have years of experience analyzing personal injury cases. They know how to value a potential case and your injuries. They know when it’s best to settle and when to head to court. Most likely, you’ll get a smaller monetary settlement when going it alone.
You may save money initially by not hiring an experienced personal injury attorney, but it could cost you more time and money in the long term.